Homeowners Policy 2

HO-1, HO-2, and HO-3

Renters, Condominium owners, and older dwellings.

A - Dwelling B - Other Structures C- Personal Property D - Loss of use Deductible, usually at least $250

E - Personal Liability F- Medical payments to other No Deductible

The person named on the Dec page and their spouse if a resident of the same household.

Bodily Harm, sickness, or disease, including required care, loss of service, and death that results

You and residents of your household who are your relatives, incuding children under the age of 24, who are away at school and other persons under the age of 21, who are in your care.

Your Residencee Premise, any part of a premises whre an insured is temporarily residing, vacant land owned by insured (other than farmland)

Physical injury to, destruction of, or loss of used of tangible property.

Up to a four family dwelling plus other buildings and the grounds where you reside and is on the declarations

It means that each coverage is added to the others.

The residence premises shown on the Dec Page, including structures attached, and any materials or supplies

Other structures on the residences set apart from the dwelling by a clear space, in lcuding structures connected by only a fence or utility line.

Business and Farm structures

It is an additional 10%